SmartLayer

Terms of Service

These Terms of Service govern your use of the SmartLayer website and the software described on smart-layer.digital.

Last updated: 9 August 2026

1. Acceptance of terms

By accessing https://smart-layer.digital/ or using SmartLayer software obtained through channels referenced on this site, you agree to these Terms. If you do not agree, do not use the website or the software.

2. Description of the software

SmartLayer is a local data tracking utility and analytical software. It is intended to help users organize locally available information, track records, review historical data, analyze informational material, and maintain private summaries for record-keeping.

SmartLayer is solely a local data tracking utility and analytical software. It is not a financial institution, wallet provider, custodian, broker, exchange, or investment platform. The application does not hold, hold custody of, or process user funds or cryptocurrency assets, does not access private keys, does not execute transactions, and does not provide financial or investment advice. All information is provided for informational and record-keeping purposes only.

3. Permitted use

You may:

  • browse this website for lawful informational purposes
  • use the software for personal organization, analytical review, and record-keeping consistent with its described purpose
  • contact SmartLayer using the published static contact details

4. Prohibited use

You may not:

  • use the website or software for unlawful activity
  • attempt to misrepresent SmartLayer as a financial institution, custody service, broker, exchange, or payment provider
  • reverse engineer, interfere with, or disrupt the website’s delivery except where mandatory law allows
  • upload or distribute malware through any interaction with our channels
  • scrape the site in a way that impairs availability
  • claim Microsoft partnership, certification, or endorsement based solely on store links presented here

5. Intellectual property

Site content, branding, and layout are owned by SmartLayer or used with permission. You receive no license to copy substantial portions for commercial reuse without prior written consent, except for ordinary browser caching and legal fair-use exceptions.

6. Software limitations

The software is provided as an informational and analytical utility. Features may change. We do not guarantee uninterrupted availability, unbroken compatibility with every device configuration, or fitness for a particular specialized purpose beyond the described record-keeping use.

7. Third-party services

The primary call-to-action may redirect you to https://apps.microsoft.com/. Third-party sites and stores are outside our control. Their terms and privacy policies apply to your use of those services. Availability on a store homepage link does not mean Microsoft publishes, verifies, certifies, develops, or endorses SmartLayer.

8. No financial or investment advice

Nothing on the website or in the software constitutes financial, investment, legal, or tax advice. You remain responsible for decisions you make using your own records.

9. No financial institution status

SmartLayer does not operate as a bank, payment institution, broker-dealer, exchange, or similar regulated financial entity under these Terms.

10. No wallet functionality and no custody

The software does not provide wallet functionality for holding assets, does not custody user funds or cryptocurrency assets, and does not access private keys.

11. No transaction execution

The software does not execute financial or cryptocurrency transactions on your behalf.

12. Disclaimer of warranties

To the fullest extent permitted by applicable law, the website and software are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including merchantability, non-infringement, and fitness for a particular purpose.

13. Limitation of liability

To the fullest extent permitted by applicable law, SmartLayer and its operators shall not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, or business opportunities arising from use of the website or software. Where liability cannot be excluded, it is limited to the maximum extent permitted by law.

14. Changes to the software

We may modify, suspend, or discontinue features of the software or website descriptions at any time. Updates may be communicated through the site or through distribution channels you use.

15. Changes to the Terms

We may revise these Terms periodically. The “Last updated” date will reflect the current version. Continued use after changes means you accept the revised Terms.

16. Governing law

These Terms are governed by the laws of Thailand (TH), without regard to conflict-of-law principles that would require another jurisdiction’s law, except where mandatory consumer protections in your country of residence apply and cannot be waived.

17. Contact information